Is Chase Sapphire Preferred Worth It?

Chase-Sapphire-Preferred
The worthiness of Chase Sapphire Preferred card depends on a few of the factors. Here is a list of some of them. We have tried to show both the positive and negative side of it.

Let us first see the cases in which it is worthy to have a Chase Sapphire Preferred card.

  • If you travel internationally

Each one of us knows the challenges that we face if we travel outside our country. There are a lot of things that we have to deal with and amongst all that; transaction fee that we have to pay is unbearable sometimes. If you travel internationally and you own a Chase Sapphire Preferred card, then you won’t have to pay the transaction fee. So, in this way, the fee that you pay for this card is worth paying.

  • If you shop online a lot

If you are a vivid shopper and prefer shopping for all your stuff online, then this card will be bliss for you. You can gain many rewards if you shop online using this card. Ordering your stuff from reputed brands like Starbucks, Apple, etc. will help you in winning more rewards.

Now, let us see that when it is not worthy to have this card.

  • If you do not use this card much

This is a very simple and obvious reason. If you do not use this card much, then there is no use of having it and paying the fee.

  • If you want flexibility in your booking offers

Using the Chase Sapphire Preferred card you are restricted to use certain websites only for your booking and all. If you want to enjoy the offers other than that, then having this card is not worthy.

As mentioned earlier also, the worth of this card depends on the person using it. So, one should first consider all these points in his mind before planning to have it.

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